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Thread: Family fighting HMO for 4-year-old's life

  1. #16
    Elite Member Sojiita's Avatar
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    Default Re: Family fighting HMO for 4-year-old's life

    I can't even really address this issue without nearly having a stroke after what I and my dying partner went through. A cancer drug that cost $3000.00 a week and not covered?...I was left with house with a mortgage and $95,000.00 dollars in debt. I paid off about$55,000.00 since mid 2001 but I am out of money and assets, and there is $40,000.00 left..most on Credit cards we had to use to live on. I am now having to file bankruptcy. Like so many others who have experienced a catastrophic medical illness in the US-it is the leading cause bankruptcyand now I am going to be another statistic. I am off tomorrow (11/15) and will be spending the day calling bankruptcy attorneys. God bless America, the greatest country on Earth-yeah, right.

  2. #17
    Hit By Ban Bus! DisruptiveHair's Avatar
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    Default Re: Family fighting HMO for 4-year-old's life

    Quote Originally Posted by buttmunch View Post
    Well, at least where you are there is a choice. You can go private if you can afford it.

    Bullshit, buttmunch. I can educate you all about the NHS if you like, but American socialists never seem to want to hear the truth about just how shitty public AND private healthcare here REALLY is. Truthfully, private healthcare here is WORSE than the NHS.

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    Hit By Ban Bus! DisruptiveHair's Avatar
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    Default Re: Family fighting HMO for 4-year-old's life

    Quote Originally Posted by Frank_Rizzo View Post
    Well, my brother was recently in the hospital for 2 days. He didn't have any surgery or anything major; they just diagnosed him with vertigo. He has a $17,000 hospital bill. I think he'd be thanking his lucky stars to have *any* insurance, even shitty NHS.

    Hey, he's lucky they diagnosed him in 2 days. He'd probably wait a year to hear that in this country, and by then he'd probably have lost his job due to taking so much time off ill.

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    Hit By Ban Bus! DisruptiveHair's Avatar
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    Default Re: Family fighting HMO for 4-year-old's life

    Quote Originally Posted by A*O View Post
    At least it's a FREE bag of shit DH. Considering the NHS supports over 60million people who all expect treatment NOW I think it does pretty well. And I can tell you that in emergencies, urgent surgical situations, maternity and obstetric care the NHS does an excellent job in the circumstances. I assume you will be getting private medical insurance in the US? Nothing to stop you doing the same in the UK.

    Private healthcare here sucks a bag of shit; it is worse than the NHS across the board.

    You still also cannot see a consultant privately here without a GP referral. That sucks ASS. The NHS is a bag of shit when it comes to pretty much anything beyond heart attacks, car crashes, and broken arms...and NHS hospitals are fucking filthy to boot, and the staff are rude as hell. God, I can't WAIT to get away from here.

    Trust me, Americans....what you have in the US is better.

  5. #20
    Elite Member Sojiita's Avatar
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    Default Re: Family fighting HMO for 4-year-old's life

    Well if American health care is the best there is I shudder for the people in other countries. It just seems like there has to be a better way..? I just wish I knew what it was.

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    Default Re: Family fighting HMO for 4-year-old's life

    Quote Originally Posted by Sojiita View Post
    Well if American health care is the best there is I shudder for the people in other countries. It just seems like there has to be a better way..? I just wish I knew what it was.

    The quality of care is superior...better than what you'd get here. The problem is the costs are too high...I admit and accept that, and if you're uninsured it can spell disaster. Something has to be done about that, but I would never support an NHS-style system in the United States. Ever.

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    A*O
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    Default Re: Family fighting HMO for 4-year-old's life

    The Medicare system in Australia seems to work pretty well, mainly because there just isn't the pressure of numbers (the Oz population is only just 20m). Like the NHS, taxpayers fund Medicare, but unless you are a pensioner or have other exemptions, you are expected to pay a proportion of your medical expenses which I think is fair enough. Having to pay even a small amount to consult your GP certainly keeps the waiting rooms free of the neurotics, hypocondriacs and other time wasters. If you are on welfare benefits or have other good reasons not to be able to pay then it's free, but for the vast majority of people who can afford to contribute towards their healthcare (which is excellent here) then I say why not, and bugger the socialist dream.
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    Hit By Ban Bus! AliceInWonderland's Avatar
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    Default Re: Family fighting HMO for 4-year-old's life

    sorry Sojita, I hope something good happens for you soon, thats not fair -sorry

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    Default Re: Family fighting HMO for 4-year-old's life

    Quote Originally Posted by A*O View Post
    The Medicare system in Australia seems to work pretty well, mainly because there just isn't the pressure of numbers (the Oz population is only just 20m). Like the NHS, taxpayers fund Medicare, but unless you are a pensioner or have other exemptions, you are expected to pay a proportion of your medical expenses which I think is fair enough. Having to pay even a small amount to consult your GP certainly keeps the waiting rooms free of the neurotic.....s, hypocondriacs and other time wasters. If you are on welfare benefits or have other good reasons not to be able to pay then it's free, but for the vast majority of people who can afford to contribute towards their healthcare (which is excellent here) then I say why not, and bugger the socialist dream.
    I think you're still living the socialist dream if you're only paying a small portion of your medical expenses. The REAL cost would be much higher, but probably not as ruinous as in the U.S. Lots of other countries have better health care systems OVERALL than the U.S. The U.S. has some excellent resources and facilities but a developed country where people die or are bankrupted because they cannot afford private insurance is not a good example of a health care system that works well.

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    A*O
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    Default Re: Family fighting HMO for 4-year-old's life

    Well I take the view that if you can possibly afford private health insurance then you should get it and leave the free healthcare system to those who have little or no alternative. As I say, a very large number of people CAN afford it, even thought it might mean buying that new SUV next year instead of this and only having one cruise/vacation instead of three. To quote the old socialist mantra "Give according to your means, take according to your needs". Having said that, the public health system in America is universally acknowledged to be one of the worst in the world and something any moral Administration should put at the top of its To Do list instead of fighting bogus wars in the Middle East. Bill Clinton tried to address the problem in a fairly disastrous way, but at least he tried.
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    SVZ
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    Default Re: Family fighting HMO for 4-year-old's life

    Would the people who can afford private health insurance and private health care have to be pay health related taxes as well?

  12. #27
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    Default Re: Family fighting HMO for 4-year-old's life

    Quote Originally Posted by SVZ View Post
    Would the people who can afford private health insurance and private health care have to be pay health related taxes as well?
    What's a 'health related tax'?
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  13. #28
    Gold Member moocow's Avatar
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    Default Re: Family fighting HMO for 4-year-old's life

    Are you talking about medicare and medicaid taxes out of payroll? That is like social security, you can't get out of it. The medicare/medicaid is our form of socialized medicine. Medicare is intended to take care of you when you're retired (although it's getting harder and harder to retire at 65). Medicaid is intended for those under 65 who qualify, qualifiers can include disability, very low income children, in some cases very low income pregnant women.

    There are various forms of health insurance that vary state by state, to cover school age children. You have to apply for it, and qualify by income, etc.

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    Default Re: Family fighting HMO for 4-year-old's life

    That is so friggin sad.

    I'm glad to be Canadian.

  15. #30
    Gold Member deckchick's Avatar
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    Default Re: Family fighting HMO for 4-year-old's life

    Quote Originally Posted by Sojiita View Post
    I can't even really address this issue without nearly having a stroke after what I and my dying partner went through. A cancer drug that cost $3000.00 a week and not covered?...I was left with house with a mortgage and $95,000.00 dollars in debt. I paid off about$55,000.00 since mid 2001 but I am out of money and assets, and there is $40,000.00 left..most on Credit cards we had to use to live on. I am now having to file bankruptcy. Like so many others who have experienced a catastrophic medical illness in the US-it is the leading cause bankruptcyand now I am going to be another statistic. I am off tomorrow (11/15) and will be spending the day calling bankruptcy attorneys. God bless America, the greatest country on Earth-yeah, right.
    I am so sorry for your loss Sojiita. Add on top of that the financial burden on you and others in your same position, it must be almost impossible to get out of bed some mornings.

    How many of your "homeless" population is directly caused by financial ruin due to illness?

    I too am glad I am Canadian, we have issues here with our medical system, but nobody is ruined because of medical bills.
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