I'll be making this for New Year's Eve as well. Easy and so good.
I brick light cream cheese
1/3 to 1/2 cup light sour cream
I can refried beans, I like the ones with jalepeno
I good-sized jar of salsa, or make your own with tomatoes, cilantro, green peppers and chilies
2 or 3 green onions
1 to 2 cups grated sharp cheddar
fresh sliced jalepenos
sliced black olives
Mix softened cream cheese with sour cream and spread in a medium serving dish.
Spread a layer of salsa, then the refried beans, then another layer of salsa.
Top with grated cheese and cook in 350 degree oven until the cheese is melted and a little bit bubbly.
Remove and add chopped green onions, sliced jalapenos and black olives (optional).
You can also top it with fresh chopped tomato and lettuce, but it's incredible just the way it is. Serve with fresh tortilla chips and sliced avocado (optional).
Guaranteed to disappear quickly.