I don't generally come to this thread, but I must tell you about Cetaphil skin products (no, I don't work for the company that manufactures these products).
Bill is good friends with a co-worker, and co-worker's wife works at a pharmaceutical plant that produces Cetaphil products, so I get them for free.
I personally use Cetaphil's 'Daily Advance Ultra Hydrating Lotion' for dry, sensitive skin.
I've been using it for nearly a year as my only moisturizer, and it is wonderful...I don't know what is in it, but I look younger and my skin has never looked better.
The fine lines underneath my eyes and alongside the gaping maw seem to have diminished.
It is fragrance free and non-greasy, for those of you who have sensitive skin or allergies.
I highly recommend that you try this product for a month or two, and see if you notice a difference in your skin's texture.
An 8 ounce (226 gram) tube of this product will set you back maybe about twenty bucks, depending on where you live. Pharmacies carry it.
TIP: When I step out of the bath and have steam on my face, that's when I slather on the Cetaphil. It retains moisture.
Please try it, and let me know how this works for you.
PS Stacy London uses and swears by it, too...does she look 40?!