I could be wrong, but I don't think coconut cream is all that bad. This link has says that the high fat content is really "good fat" that your body metabolizes quickly and doesn't store as bad cholesterol.
Coconut Cream's Health Benefits - Nutrition & Health | iOneHealth.com
If you're using it sparingly, or just sticking a little in your coffee, it shouldn't hurt. When you look at it like that, nuts and seeds are high in fat and therefore can be bad for you. Anything not in moderation is probably not going to be healthy.