Been a Sirius subscriber for about 3 yrs now---didn't have it in either of our vehicles (as we had older vehicles at the time) but got it for my love of Howard Stern (so when he moved to Sirius, so did I). Anyway, to make a long story short, now I have Sirius in BOTH the vehicles, and 2 in the house---not to mention it can be streamed over your computer as well (which is what I typically do while home). So....we like it.
AND we have given it as a gift to several people, in many different walks of life, and all love it. I don't think you will not at least LIKE it, if you give it a try.
I should mention that both myself and hub are monster NFL fans, so they broadcast ALL the games on Sirius, so if we happen to be on the road (like this holiday season) we can catch them ALL. And again, Howard Stern, and GREAT music!!
Worth the money?? Yes in my book!
I haven't met a person YET to give it up.
But, I'm just one....let some others talk too!
Hope you like it!
edit: I'm not sure about payment stuff. We just pay a flat fee......