[msdeb]

i feel your pain. do what you have to do, but 700 bucks until you get covered is cheaper than an ER visit or hospital stay w/o insurance.

now as far as lapse in coverage. i had that this year as a matter of fact. i had NO coverage for a month, i got my coverage 2 days before being admitted to the hospital for diabetes problems. never had a problem at all. I hope it works out for you!