[A*O]

You've been watching too many of those scary TV ads "If YOU die tomorrow do YOU want to burden your GRIEVING FAMILY with THOUSANDS OF DOLLARS in funeral expenses"? [proudly sponsored by the American Funeral Directors Association].

By all means get yourself a life insurance policy but leave instructions that you want the money to be used for something positive like a college fund or to pay off the mortgage. Expensive funerals are a complete waste of money.