Quote:
Originally Posted by Jexxifer
It depends on the policy, if your coworkers signed up during open enrollment vs after and having to prove insurability, or sometimes they might have to meet pre-existing conditions clauses. I work with someone who has MS and since she signed up during open enrollment there were no problems. If she missed open enrollment she would have had to have a pre-existing clause on the policy which means only coverage related to her MS would not have been covered for a year.
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i'm assuming that this is insurance coverage through an employer?? different rules for those of us who get health insurance on our own.